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Fondos animados. Todos los temas por defecto tienen fondos de chat generados con algoritmos, compuestos por colores arremolinados que se mueven a medida que envías mensajes.

Puedes elegir a partir de varios fondos preestablecidos creados por nuestros diseñadores, o crear uno propio con el editor de temas.

Para ver todas las opciones por defecto, ve a Ajustes > Ajustes de chats > Cambiar fondo de chat en Android, o a Ajustes > Apariencia > Fondo de chat en iOS.



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Fondos animados. Todos los temas por defecto tienen fondos de chat generados con algoritmos, compuestos por colores arremolinados que se mueven a medida que envías mensajes.

Puedes elegir a partir de varios fondos preestablecidos creados por nuestros diseñadores, o crear uno propio con el editor de temas.

Para ver todas las opciones por defecto, ve a Ajustes > Ajustes de chats > Cambiar fondo de chat en Android, o a Ajustes > Apariencia > Fondo de chat en iOS.

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What is Secret Chats of Telegram

Secret Chats are one of the service’s additional security features; it allows messages to be sent with client-to-client encryption. This setup means that, unlike regular messages, these secret messages can only be accessed from the device’s that initiated and accepted the chat. Additionally, Telegram notes that secret chats leave no trace on the company’s services and offer a self-destruct timer.

Should You Buy Bitcoin?

In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.

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